Individual Financial Planning Services

With a team of Certified Financial Planner™ practitioners you will benefit from our commitment to give your wealth purpose and empower you on the path to a financially secure future. We provide comprehensive advice that considers your needs, life goals, and looks beyond what you have to invest. Our fee only, client first approach ensures the highest level of objectivity.

Clients begin their planning with our Discovery Process, gathering information about your specific objectives. We work with you to provide a reasonable savings and investment strategy to improve the probability of meeting your goals. Planning often culminates in designing cash flow strategies to fund your specific goals.

Examples of financial planning engagements and applying our expertise include:

  • Planning for retirement
  • Coordinating multiple goals such as funding college for the kids
  • Establishment and funding of Retirement Plans
  • Inherited (stretch) IRA's and Required Minimum Distributions
  • ROTH Conversions
  • Retirement Distribution Planning and early retirement (SOSEPP) withdrawals
  • Financial Planning for Long Term Care Workbook (pdf)

Relevant Blog Posts

Should I Freeze My Child’s Credit?

I have to admit I had not really thought much about my kids’ credit. I always thought that was something we would teach them more about as they became teenagers and started looking to get their first credit card. However, I learned something recently that has me thinking more about it and planning to take […]

Technology, Your Budgeting Assistant

Last week the private wealth management team hosted our first brown bag lunch workshop titled “Judgement-Free Budgeting”. We gave each person or couple 90-day access to our professional budgeting software and introduced them to the features of the program. The primary objective of this workshop was to help each attendee utilize technology to create their […]

Fraud, protecting people you love

A client called recently with excitement to alert us to his $1,000,000+ gaming winnings he was expecting to receive and the need to pull cash from his retirement assets to cover the fees he had to pay to collect.  He had no Power of Attorney on file, but we did have a family member’s name […]