Individual Financial Planning Services

With a team of Certified Financial Planner™ practitioners you will benefit from our commitment to give your wealth purpose and empower you on the path to a financially secure future. We provide comprehensive advice that considers your needs, life goals, and looks beyond what you have to invest. Our fee only, client first approach ensures the highest level of objectivity.

Clients begin their planning with our Discovery Process, gathering information about your specific objectives. We work with you to provide a reasonable savings and investment strategy to improve the probability of meeting your goals. Planning often culminates in designing cash flow strategies to fund your specific goals.

Examples of financial planning engagements and applying our expertise include:

  • Planning for retirement
  • Coordinating multiple goals such as funding college for the kids
  • Establishment and funding of Retirement Plans
  • Inherited (stretch) IRA's and Required Minimum Distributions
  • ROTH Conversions
  • Retirement Distribution Planning and early retirement (SOSEPP) withdrawals

Relevant Blog Posts

Insurance for Unexpected Events: How covered are you?

My car was recently stolen. In the moments after searching the parking lot and accepting that this was really happening to me the voice inside my head told me to relax, this is why I have insurance. A $500 comprehensive deductible and this will all be taken care of. Five days later, my friend spotted […]

Should I Buy Travel Insurance?

My short answer is yes, for any trip outside the U.S., especially for medical. I’ve travelled all over the world and have had minor delays and lost bags, as most people traveling abroad have experienced once or twice. My husband and I even wasted a few days of our honeymoon sleeping on the floor of the LaGuardia and Heathrow airports due to flight delays. Travel insurance never entered my mind – until we heard Karl’s […]

Prenuptial Agreement: To have or not to have? That is the question!

We are pleased to have Doug Perkins as our guest author this week.  As a Certified Divorce Financial Analyst, I am brought in to help with the financial division of assets in a divorce. I also work with a number of clients who have survived a divorce and now find themselves in a new relationship. My recommendation […]